Servicing credit check 2026

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The document is a Non-Obligor Credit Check Authorization form from Select Portfolio Servicing, Inc. (SPS) for participants in the Making Home Affordable program. It outlines the requirement for written authorization from non-borrowers residing in the property to obtain their credit reports, which are necessary to consider their income for MHA eligibility. The document warns that a hard inquiry may negatively impact the non-borrower's credit score and provides instructions for returning the signed authorization.

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Click ‘Get Form’ to open the servicing credit check authorization in the editor.
Begin by entering the SPS Account Number in the designated field. This is crucial for identifying your account.
Each non-borrower must provide their signature in the appropriate section. Ensure that all signatures are clear and legible.
Next, fill in the printed names of each non-borrower below their respective signatures. This helps verify their identity.
In the final fields, enter each non-borrower's Social Security Number. This information is necessary for obtaining their credit report.
Once all fields are completed, review the form for accuracy before submitting it back to SPS via mail or fax as indicated.

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