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Freddie Mac is headquartered in McLean, VA and has 13 office locations located throughout the US. See if Freddie Mac is hiring near you.
Who controls Freddie Mac?
Who regulates Freddie Mac? Freddie Mac s regulator is the Federal Housing Finance Agency (Opens a new window) (FHFA). FHFA was established in 2008 as an independent government agency responsible for oversight of the operations of Freddie Mac, Fannie Mae and the Federal Home Loan Banks.
What is the housing ratio for Freddie Mac?
The occupant Borrowers monthly housing expense-to-income ratio should not exceed 35% of the occupant Borrowers stable monthly income and the occupant Borrowers monthly debt payment-to-income ratio must not exceed 43% of the occupant Borrowers stable monthly income.
How many locations does Freddie Mac have?
Freddie Mac Corporate Headquarters and Office Locations Freddie Mac is headquartered in McLean, VA and has 13 office locations located throughout the US.
What is the maximum DTI for a Freddie Mac loan?
Evaluating debt ratios When the Borrowers monthly debt payment to income ratio exceeds 45%, the loan is ineligible for sale to Freddie Mac. As a guideline, the monthly debt payment-to-income ratio should not be greater than 33% to 36% of the Borrowers stable monthly income.
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Freddie Mac operates in the U.S. secondary mortgage market. That means we dont lend directly to borrowers but buy loans that meet our standards from approved lenders. With the money that lenders receive in return, they can make loans to other qualified borrowers.
What is the Freddie Mac scandal?
In December 2003 Freddie Mac, the federally chartered mortgage financing giant, agreed to pay a civil penalty of $125 million and implement measures to correct its accounting and governance problems as part of a consent order with a federal regulator.
Who is the owner of Freddie Mac?
Freddie Mac is the officially recognized nickname for the Federal Home Loan Mortgage Corp. (FHLMC). Freddie Mac is a stockholder-owned, government-sponsored enterprise (GSE) chartered by Congress in 1970 in support of homeownership for middle-income Americans.
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