Get CreditSmart ! - Freddie Mac 2025

Get Form
Get CreditSmart ! - Freddie Mac Preview on Page 1

Here's how it works

01. Edit your form online
Type text, add images, blackout confidential details, add comments, highlights and more.
02. Sign it in a few clicks
Draw your signature, type it, upload its image, or use your mobile device as a signature pad.
03. Share your form with others
Send it via email, link, or fax. You can also download it, export it or print it out.

How to use or fill out Get CreditSmart! - Freddie Mac with DocHub

Form edit decoration
9.5
Ease of Setup
DocHub User Ratings on G2
9.0
Ease of Use
DocHub User Ratings on G2
  1. Click ‘Get Form’ to open it in the editor.
  2. Begin by reviewing the introduction section, which outlines the importance of good credit. Familiarize yourself with the key concepts presented.
  3. Move on to each lesson, starting from 'Your Credit and Why It Is Important.' Fill in any personal notes or reflections directly in the document using our platform's text tools.
  4. Utilize the provided worksheets, such as the Needs vs. Wants Worksheet and Budget Worksheet, to input your financial information. Click on each field to type your responses.
  5. As you progress through sections like 'Managing Your Money' and 'Goal Setting,' make sure to highlight important tips and strategies that resonate with you.
  6. Once completed, review your entries for accuracy. Use our platform’s editing features to make any necessary adjustments before saving or sharing your document.

Start using our platform today for free to enhance your experience with Get CreditSmart! - Freddie Mac!

be ready to get more

Complete this form in 5 minutes or less

Get form

Got questions?

We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.
Contact us
CreditSmart, the informed voice on credit Our goal is to make it easy for you to understand how your credit choices impact what information credit providers can access and how you can take control of that information.
CreditSmart is a suite of free, comprehensive financial and homeownership education resources for the general public (consumers) and practitioners who wish to coach consumers. The suite consists of several courses, curricula and other resources.
Credit score. Both Fannie Mae and Freddie Mac require a minimum credit score of 620 for fixed-rate mortgages. However, you may need a higher credit score for certain loan programs or to obtain better interest rates.
BorrowSmart Down Payment Program Requirements Minimum 95% loan-to-value (LTV). Must be in high needs census tract or subject property must be a manufactured home. Disclaimer: Freddie Mac BorrowSmartSM program is available in all states.
The Freddie Mac BorrowSmart Access program is a down payment and closing cost assistance program created for eligible borrowers, including those in certain income brackets or who may face financial hurdles in securing a home loan.

People also ask

Get $1,250 or $2,500 toward your down payment or closing costs with the Freddie Mac BorrowSmartSM Program or income-based Grants for qualifying borrowers.
What is Freddie Mac BorrowSmart Access? The Freddie Mac BorrowSmart Access program is a down payment and closing cost assistance program created for eligible borrowers, including those in certain income brackets or who may face financial hurdles in securing a home loan.
Freddie Mac BorrowSmart Access is an SPCP that allows qualified clients in eligible counties to receive $3,000 in down payment assistance. Some standard requirements for conventional loans apply, including the need for a 620 qualifying credit score and a DTI no higher than 50%.

Related links