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Get CreditSmart ! - Freddie Mac

Get CreditSmart ! - Freddie Mac 2025

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Get CreditSmart! is a financial literacy curriculum developed by Freddie Mac to help individuals understand, build, and maintain good credit. The document outlines the importance of credit in achieving financial goals, provides lessons on managing money, setting goals, understanding credit scoring, and avoiding credit traps. It emphasizes the significance of establishing a good credit history for securing loans and homeownership while offering practical tips for financial management and resources for further assistance.

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Click ‘Get Form’ to open it in the editor.
Begin by reviewing the introduction section, which outlines the importance of good credit. Familiarize yourself with the key concepts presented.
Move on to each lesson, starting from 'Your Credit and Why It Is Important.' Fill in any personal notes or reflections directly in the document using our platform's text tools.
Utilize the provided worksheets, such as the Needs vs. Wants Worksheet and Budget Worksheet, to input your financial information. Click on each field to type your responses.
As you progress through sections like 'Managing Your Money' and 'Goal Setting,' make sure to highlight important tips and strategies that resonate with you.
Once completed, review your entries for accuracy. Use our platform’s editing features to make any necessary adjustments before saving or sharing your document.

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We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

What is credit smart?

CreditSmart, the informed voice on credit Our goal is to make it easy for you to understand how your credit choices impact what information credit providers can access and how you can take control of that information.

Is Freddie Mac CreditSmart free?

CreditSmart is a suite of free, comprehensive financial and homeownership education resources for the general public (consumers) and practitioners who wish to coach consumers. The suite consists of several courses, curricula and other resources.

What credit score do you need for a Freddie Mac loan?

Credit score. Both Fannie Mae and Freddie Mac require a minimum credit score of 620 for fixed-rate mortgages. However, you may need a higher credit score for certain loan programs or to obtain better interest rates.

What is the LTV for Freddie Mac BorrowSmart?

BorrowSmart Down Payment Program Requirements Minimum 95% loan-to-value (LTV). Must be in high needs census tract or subject property must be a manufactured home. Disclaimer: Freddie Mac BorrowSmartSM program is available in all states.

What is the Freddie Mac access program?

The Freddie Mac BorrowSmart Access program is a down payment and closing cost assistance program created for eligible borrowers, including those in certain income brackets or who may face financial hurdles in securing a home loan.

How much is the BorrowSmart grant?

Get $1,250 or $2,500 toward your down payment or closing costs with the Freddie Mac BorrowSmartSM Program or income-based Grants for qualifying borrowers.

What is the Freddie Mac BorrowSmart access program?

What is Freddie Mac BorrowSmart Access? The Freddie Mac BorrowSmart Access program is a down payment and closing cost assistance program created for eligible borrowers, including those in certain income brackets or who may face financial hurdles in securing a home loan.

What is the Freddie Mac Borrow Smart Access program?

Freddie Mac BorrowSmart Access is an SPCP that allows qualified clients in eligible counties to receive $3,000 in down payment assistance. Some standard requirements for conventional loans apply, including the need for a 620 qualifying credit score and a DTI no higher than 50%.

Get CreditSmart ! - Freddie Mac 2025

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How to use or fill out Get CreditSmart! - Freddie Mac with DocHub

Complete this form in 5 minutes or less

Got questions?

What is credit smart?

Is Freddie Mac CreditSmart free?

What credit score do you need for a Freddie Mac loan?

What is the LTV for Freddie Mac BorrowSmart?

What is the Freddie Mac access program?

People also ask

How much is the BorrowSmart grant?

What is the Freddie Mac BorrowSmart access program?

What is the Freddie Mac Borrow Smart Access program?

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Get CreditSmart ! - Freddie Mac 2025

Here's how it works

How to use or fill out Get CreditSmart! - Freddie Mac with DocHub

Complete this form in 5 minutes or less

Got questions?

What is credit smart?

Is Freddie Mac CreditSmart free?

What credit score do you need for a Freddie Mac loan?

What is the LTV for Freddie Mac BorrowSmart?

What is the Freddie Mac access program?

Related Searches

People also ask

How much is the BorrowSmart grant?

What is the Freddie Mac BorrowSmart access program?

What is the Freddie Mac Borrow Smart Access program?

Related links

Try more PDF tools