The Standard Program and the Guarantor Program 2025

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  1. Click ‘Get Form’ to open it in the editor.
  2. Begin by reviewing the introductory section of the Standard Program, which outlines eligibility criteria. Use the text box to enter your information as prompted.
  3. Proceed to the financial details section. Here, you will need to input your income and asset information. Utilize our platform's easy-to-use fields for accurate data entry.
  4. For the Guarantor Program, navigate to the guarantor details section. Fill in their personal information and relationship to you, ensuring all fields are completed accurately.
  5. Finally, review all entered information for accuracy before submitting. Use our platform’s built-in tools to save your progress or share it for collaboration if needed.

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As with a co-signer, the risks lie primarily with the guarantor. If youre a guarantor, you might have to shoulder a financial burden on behalf of the borrower, which can be a challenge even for someone with high credit scores. Still, youll have the satisfaction of enabling a loved ones access to important credit.
Honestly, a 580 credit score wont prevent you from renting in most cases. Its possible to get a mortgage or an unsecured credit card with a 580 credit score, after all. If you have a job and can offer to make a larger than normal deposit, I can almost guarantee that someone will rent to you.
However, you should only be a guarantor for someone you trust and are willing and able to cover the repayments for. To be a guarantor youll need to be over 21 years old, with a good credit history and financial stability. If youre a homeowner, this will add credibility to the application.
On average, the guaranty fee for U.S. parties will approximate 70% - 90% of a months rent for the one year lease guaranty. Average guaranty fees for non U.S. parties without U.S. based credit history will approximate 98% - 110% of a months rent for the one year lease guaranty.
No, not every buildingbut many do, and were adding more every day.
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Financial Requirements For example, if the rent is $1,500 a month, the guarantor might need to earn at least $120,000 a year. Credit Score: As we mentioned above, a good credit history is crucial for guarantors. Landlords often look for a credit score of 700 or higher.
If a prospective renter doesnt meet those criteria, they should consider finding a guarantor who has a credit score of 700 or higher and an annual income of at least 80 times the monthly rent. For example, if the rent is $2,000 a month, the guarantor would need to make at least $160,000 a year.

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