The Standard Program and the Guarantor Program 2025

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  1. Click ‘Get Form’ to open it in the editor.
  2. Begin by reviewing the introductory section of the Standard Program, which outlines key objectives. Use the text box to add any necessary comments or notes.
  3. Proceed to fill out personal information fields such as name, address, and contact details. Ensure accuracy for seamless processing.
  4. In the Guarantor Program section, provide details about your guarantor. This includes their name, relationship to you, and financial information. Utilize checkboxes for confirming their consent.
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You are potentially responsible for: any rent money owed (you may hear this called arrears), the cost of putting right any damage to the property, and, any other costs that the tenancy agreement allows the landlord to charge the tenants as a result of them not complying with the tenancy agreement in some way.
However, you should only be a guarantor for someone you trust and are willing and able to cover the repayments for. To be a guarantor youll need to be over 21 years old, with a good credit history and financial stability. If youre a homeowner, this will add credibility to the application.
You can usually be a guarantor if: You are over 21 years old. You have a good credit history. You have a separate bank account to the borrower.
In the same way, a guarantee produces a legal effect wherein one party affirms the promise of another (usually to pay) by promising to themselves pay if default occurs. In legal terminology, the giver of a guarantee is called the surety or the guarantor.
A guarantor on a lease acts as a financial safety net for renters, stepping in to cover costs if the tenant cant pay. Guarantors are often required for renters with poor or no credit history, low income, or in highly competitive rental markets.

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A guarantor is a person or entity that assumes the financial obligation of another party in the event that the original party is unable to fulfill their obligation.
Financial Requirements Income: Guarantors need to have a much higher income than what is needed for the tenant to qualify. This is usually about 80-100 times the monthly rent. Credit Score: As we mentioned above, a good credit history is crucial for guarantors. Landlords often look for a credit score of 700 or higher.

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