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No. If your income is too high, neither you nor your kids are eligible. But again, there are several programs with different thresholds. Most require you to report income changes timely, and failure to do so could result in repayment demands for services while you were not actually eligible.
Since Obamacare, Medicaid eligibility is based on household income, not assets, except for nursing home care. If your family income is too high for Medicaid you might be eligible for subsidized Obamacare. And if it is too high for subsidies then you shouldnt be trying to cheat the system.
Previously, premium tax credits were only available up to certain income levels ($51,040 for an individual or $104,800 for a family of four). Effective in 2021, there are no longer income limits for consumers to qualify for financial help through Get Covered New Jersey.
Region 1 Maximum Income Limits Number in HouseholdVery Low IncomeLow Income 1 $25,286 $42,144 2 $28,899 $48,165 3 $32,511 $54,185 4 $36,124 $60,2062 more rows
Financial eligibility for individuals seeking eligibility for NJ FamilyCare will be based on their Modified Adjusted Gross Income or MAGI. This means the income and household size will be determined by their latest federal tax return which when filed, can be electronically verified.
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For an adult to qualify for NJ FamilyCare, the total family income must be at or below 138% of the Federal Poverty Level. For a single person, that is $1,800 a month; for a family of 4, that is $3,698 a month (2025 guidelines).

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