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Although a lender may make, increase, extend, or renew a loan in a nonparticipating community, a lender is still required to determine whether the security property is located in an SFHA and if so, to notify the borrower.
If you are a Texas landlord whose property has flooded, you must disclose this to all prospective tenants. Effective January 1st 2022, Texas renters will see something new before signing a lease: for the first time, landlords are required to give prospective tenants information about a propertys flood risk.
Texas doesnt require homeowners to have flood insurance. But your mortgage lender may require you to buy a policy if your property is in a high-risk flood zone. Flood insurance is also a good idea in many parts of Texas, because flood damage isnt covered by homeowners or renters insurance policies.
Florida Is Conspicuously Not among Them.
Check FEMAs Flood Map Service Center to see if you live in or near a flood hazard area. But as the FEMA expert explained, even those living outside high risk areas may flood.
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Under New York State Law, sellers are required to inform a potential buyer whether the property is in a designated floodplain and whether it has previously flooded.
Under New York State Law, sellers are required to inform a potential buyer whether the property is in a designated floodplain and whether it has previously flooded.
What should I do when a flood threatens? What should I do during a flood? What should I do after a flood? Is flood damage covered by my homeowners insurance? Where can I find information about flood insurance? Where do I get flood insurance? Is there a waiting period before my flood insurance policy becomes effective?

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