Application for Article 15 Disability Retirement (RS6340) For NYSLRS Tier 3, 4, 5 and 6 members to a 2025

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PFRS Tier 5 members must contribute 3 percent of their earnings for their entire career unless: They are enrolled in a retirement plan that limits the amount of service credit allowed in their retirement plan.
Tier 5 members of TRS are vested in the retirement system after achieving 10 years of service credit and contribute 3.5 percent of their salaries for the life of their employment. Tier 6 members can collect a full pension at age 63 and are vested in the retirement system after achieving 10 years of service credit.
If you are 60 or older at the effective date of your disability retirement and you have less than 20 years of credited service, your disability benefit would be equal to the benefit payable to you at the normal retirement age of 63, not to exceed one-third of your FAS.
In order to apply for a disability retirement, a completed disability retirement application must be filed with the Retirement System. Giving an application to your employer is not considered filing with NYSLRS.
As a Tier 6 member, you will be vested once you have five years of credited service.
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Yes, it can be difficult to obtain federal disability retirement especially if you are unfamiliar with the process. However, with proper legal guidance and understanding of the requirements, you can increase your chances of success.
You are eligible to retire once you are age 55 and have at least five years of service credit. However, for most Tier 5 members, there would be reductions to your benefit if you retire before age 62. You can retire with full benefits at age 62.
Tier 5 and 6 members may retire as early as age 55 and receive a reduced retirement benefit, or delay retirement until age 62 for Tier 5 members or age 63 for Tier 6 members, and collect their full benefit.

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