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We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.
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Personal liability coverage is part of a standard renters insurance policy. It may help pay for another persons medical bills or repairs to their property if youre found legally responsible for their injuries or property damage.
Negligence is when a person does not act with care toward others which a reasonable person would do in the same circumstances. Or, if a person does something with a reasonable person would not do. Both tenants and landlords can claim that the other person has been negligent.
Negligence: Tenant negligence refers to situations where the tenant fails to exercise reasonable care, leading to property damage. This can include accidents, mishandling of appliances, or improper maintenance. For example, a tenant causing water damage by failing to report or fix a leak.
Liability coverage is a standard offering in most landlord insurance policies. Liability insurance on a landlords policy will cover liability due to bodily injury or property damage arising out of the ownership, maintenance, and use of the rental premises only.
Under California law, landlords are required to adhere to the implied warranty of habitability, which ensures that rental properties meet basic health and safety standards. Examples of landlord negligence include: Ignoring critical repairs, such as broken plumbing or faulty electrical systems.
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You Have the Right to Legal Action If the landlord does not fix the problem in a reasonable time, the law says you can sue. Either a tenant or landlord can sue in court. They can get damages, orders to repair, and attorney fees.
1. Maintain adequate property and casualty and general liability insurance coverage on your rental property. 2. Form a separate business entity to hold the title to your rental property in.

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