Online plan request form 2025

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You can view details of your current payment plan (type of agreement, due dates, and amount you need to pay) by logging into the online payment agreement tool using the Apply/Revise button below. You can use the online payment agreement tool to make the following changes: Change your monthly payment amount.
What happened to the IDR application? Last Friday (2/21/2025), the Department of Education (ED) took down the electronic applications for all income-driven repayment (IDR) plans and consolidations.
Note: We maintain the online application for IDR plans, but we transfer your IDR plan request to your loan servicer for processing. Your servicer will notify you when your request has been processed. Processing typically takes about 30 days from the date you submit the request.
Its faster and easier to complete this form online at StudentLoans.gov. You can learn more at StudentAid.gov/IDR and by reading Sections 9 and 10. Its simple to get repayment estimates at StudentAid.gov/repayment-estimator. If you need help with this form, contact your loan holder or servicer for free assistance.
Along with your application, youll need to provide income information. The easiest way to do this is by providing consent for us to securely access your federal financial information, which is an option within the IDR application. Alternatively, you can provide documentation, such as your most recent tax return.
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Log in to your StudentAid.gov account to view the status of your IDR plan requests on your My Activity page.

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