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Individual Mandate: Most people in California are required to have health coverage. If you do not have health coverage you may have to pay a tax penalty. This is called the individual mandate. Benefits: Your benefit package includes all the benefits, or services, your health plan covers.
A: The California Insurance Commissioner and his staff at the Department of Insurance, (CDI) are in charge of regulating insurance companies, agents, brokers, and public adjusters doing business in this state. There are laws and regulations in California that protect consumers against unfair insurance practices.
The federal agency that oversees CMS, which administers programs for protecting the health of all Americans, including Medicare, the Marketplace, Medicaid, and the Childrens Health Insurance Program (CHIP). For more information, visit hhs.gov.
Yes. Currently, the Department of Managed Health Care (DMHC) and the California Department of Insurance (CDI) regulate Covered California health plans.
In California, health insurance is regulated by the California Department of Insurance (CDI). Our mission is to protect consumers, foster a vibrant and stable insurance marketplace, and enforce laws related to health insurance and the health insurance code fairly and impartially.