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Overview: A medical professional liability insurance policy covers bodily injury or property damage. It also covers liability for personal injury such as mental anguish.
It protects the physician if a patient alleges that the physician failed to provide them with the proper treatment, made a mistake during the treatment or omitted an important part of the treatment. Some state laws require physicians and other healthcare workers have medical malpractice insurance.
Do Doctors Pay Malpractice Insurance? While employer-provided medical malpractice insurance coverage is common, some physicians choose to select and pay for their own coverage plans. Individual physician plans can be beneficial, as they are often catered specifically to what the physician needs.
24/7 live support. You can always reach a live MLMIC operator at (800) ASK-MLMIC (800-275-6564).
If you are purchasing a policy with a new carrier, an alternative to tail coverage is prior acts, or nose coverage. You can purchase nose coverage from your new carrier to ensure that claims that happen prior to the new policy do not go uncovered.
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The most common medical malpractice claims include misdiagnosis, childbirth injuries, medication errors, and surgical errors. However, any situation where a medical professionals negligence injures a patient could warrant a medical malpractice claim.
All healthcare facilities and practitionerseven your small practicecan benefit from owning medical malpractice insurance. This type of insurance policy offers financial protection if a patient makes a claim against your practice for any number of circumstances that fall under the umbrella of malpractice.

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