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As long as the required paperwork is in order and the policy isnt being contested, a life insurance claim can often be paid within 30 days of the death of the insured. However, each claim is different and there may be state regulations that require additional processing time.
GHI-Empire CBP option consists of two components: GHI, an EmblemHealth company, offering benefits for medical/physician services, and Empire BlueCross BlueShield offering benefits for services provided at hospital and out- patient facilities.
Empire follows the standard of: 90 days for participating providers and facilities. 15 months for nonparticipating providers and facilities.
Routine claims are handled within 5 business days. If we require additional information, we will contact you.
How Long Does the Average Settlement Take? Most personal injury claims are resolved within four to six weeks. In this time, an insurance company will investigate the accident, assess your losses, and determine whether to accept or reject the claim.

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About Empire BlueCross BlueShield and Empire BlueCross HMO is the trade name of Empire HealthChoice HMO, Inc. independent licensees of the Blue Cross Blue Shield Association, serving residents and businesses in the 28 eastern and southeastern counties of New York State.
Were here to help make it as easy as possible for you to file a life insurance claim as you navigate through this difficult time. If youre making a claim as part of your employers benefits plan, click here. Call us at 1 800 561-1268 or 1+ (613) 548-1881 Monday to Friday 8 a.m. to 8 p.m.
If the claims examiner doesnt need any extra information from you, you should have their decision within a week. If they do need more information, it may take up to a month or more before theyll make a decision. Complex claims may need more review time.

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