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You are only allowed to purchase up to five years of nonqualified service credit. You must also have at least one year of TRS service credit following the out-of-state service to be eligible to purchase this service credit.
To calculate TRS retirement benefits, use the following formula: Multiply your years of service credit by 2.3%. (Example: if you have 30 years of service credit in TRS, 30 x 2.3 = 69%.) Determine the average of your five highest years of salary.
You can retire at age 55 with at least five years of service credit. Members under CalSTRS 2% at 60 also have the option to retire at age 50 with at least 30 years of service credit. In addition, if you took a refund and then reinstated, you must have performed at least one year of service after the most recent refund.
For those whove retired from the classroom since 2004, monthly retirement checks have remained roughly the same. On average, the Texas Retired Teachers Association says a Teacher Retirement System of Texas Retirees monthly annuity is $2,145.
To be eligible for normal-age service retirement, you must meet one of the following conditions: you are age 65 with at least five years of service credit, or you are at least age 60, you meet the Rule of 80 (your age and years of service credit total at least 80), and you have at least five years of service credit.

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1. Pension: TRS Retirement. Your monthly TRS contributions, as well as contributions from the state and your employer, help fund your future TRS retirement. Upon retirement, you would receive a monthly annuity for life.
Retired Teacher Salary in Texas Annual SalaryWeekly PayTop Earners$55,954$1,07675th Percentile$47,700$917Average$36,694$70525th Percentile$28,400$546
Retired Texas teachers win long-awaited raises while others miss out. May 31, 2023 Updated: May 31, 2023 4:10 p.m. Retired Texas teachers won higher monthly stipends and a so-called 13th check from the Legislature this session after years of advocacy from the nearly 500,000 who receive pension checks from the state.

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