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Use the attached form to change the beneficiary on insurance policies and annuity contracts owned by you. Use a separate form for each policy you wish to change. 2. Use complete names John J* Smith not J* J* Smith and use a married woman s own name Mary S* Jones not Mrs. John Jones. 3. If it is your intent to designate all children born to or adopted by the Insured please state All Children. However if you wish to designate a specific child ren only list the name and date of birth for each chi ...

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We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

How soon can I borrow from my life insurance policy?

It often takes five to 10 years to accumulate enough cash value to borrow against your life insurance policy. The exact length of time depends on the structure of your policy, including your premiums and rate of return.

How do I contact Boston Mutual Life Insurance?

Our Customer Services team is more than happy to assist you with your questions. Please feel free to email us at ClientServices@bostonmutual.com. You can also call our Client Services department at (877) 624-2249 between 8:00 a.m. and 5:00 p.m. EST to speak directly with a representative.

What happens if you dont pay back a life insurance loan?

The policys cash value acts as collateral for the policy loan. If you never pay back the policy loan during your lifetime, the amount is deducted from the death benefit when you pass awaymeaning that your beneficiaries will receive less and essentially repay the loan.

Can I borrow money from my life insurance to buy a house?

Life insurance can be used to buy a house. You can use your policy as collateral for a mortgage loan. If your policy has cash value, you could also take the money out for your home purchase.

Can I borrow money from my Boston Mutual Life Insurance?

Your policy has a loan provision that allows you to borrow a certain percentage of your policys available cash value. This advance need not be repaid, although we suggest you pay the nominal annual interest charge.

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Can I borrow money from my life insurance through my employer?

You can typically take out loans against permanent life insurance policies, but not term life insurance policies. Life insurance loans use cash value accounts as collateral. Term life insurance policies do not come with a cash value account, so policyholders cant borrow money from their insurer against these policies.

Get the up-to-date boston mutual beneficiary change form 2024 now

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Got questions?

How soon can I borrow from my life insurance policy?

How do I contact Boston Mutual Life Insurance?

What happens if you dont pay back a life insurance loan?

Can I borrow money from my life insurance to buy a house?

Can I borrow money from my Boston Mutual Life Insurance?

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Can I borrow money from my life insurance through my employer?

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