Debtorcc fee waiver 2025

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The document is a fee waiver request form from DebtorCC, Inc. It provides instructions for applicants to create an account, fill out personal and financial information, and attach proof of income. The form must be submitted via email, and the organization will determine eligibility for the fee waiver within 48 hours.

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Got questions?

We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

How do credit counselors get paid?

They may earn bonuses for making sales, but their salary is constant. If they work off of commission, they make the majority of their money by selling financial services. Their job is to not only provide counseling but also sell their clients on these additional services.

How much does a credit counseling course cost?

You can take a post-bankruptcy credit counseling course with ACCC in person, over the phone, or online. The course costs $39 per household.

How long is a credit counseling certificate good for?

The certificate is valid for 180 days, meaning that you will have up to 180 days to file for bankruptcy. Wait longer than that and you will have to retake the pre-filing counseling. In addition to pre-bankruptcy credit counseling, there is a second counseling requirement.

How long is the DebtorCC course?

You can take the course at your own convenience and at your own pace. The course is easy to navigate and very informative. Remember, this is a no-fail course you cannot fail the course. This is a 1-hour timed course, as required by law.

Does CCCS hurt your credit?

When you work with CCCS, it is reported on your credit report that you are making payments through a credit counseling organization. That in of itself is not likely to hurt your score. However, a lender who pulls your credit report and sees that you are participating in a DMP could see that as a red flag.

form fee payment

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Is DebtorCC.org legit?

DebtorCC.org is approved by the U.S. Trustees Office to provide the California bankruptcy credit counseling course on the Internet.

What is DebtorCC?

DebtorCC.org is approved to provide bankruptcy credit counseling (first bankruptcy course) in all US states and territories. How long is the first bankruptcy course? The course is not timed. As long as you complete the course and chat with a credit counselor, you will be provided a certificate of completion.

What is a credit counseling certificate?

A credit counseling certificate is also known as a bankruptcy certificate. If you file for bankruptcy, you must obtain certificates at two stages of the process: When you file for bankruptcy. After you file for bankruptcy but before your debts are discharged.