Loan Discharge Application Use this form to request a false certification Direct Loan or FFEL Progra 2025

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Put simply, Student loan forgiveness, cancellation, or discharge all mean that you are no longer required to repay some or all of your loan balance.
If youre no longer required to make payments on your loan(s) due to other circumstances, such as a total and permanent disability or the closure of the school where you received your loans, this is generally called discharge.
The notice informs creditors generally that the debts owed to them have been discharged and that they should not attempt any further collection. They are cautioned in the notice that continuing collection efforts could subject them to punishment for contempt.
A mortgage discharge is when a mortgage securing your home loan is removed from the title of your property once you have repaid your home loan in full. Youll need to complete a mortgage discharge or release form to release the mortgage over the property you have provided as security to your home loan.
That means you wont have to pay back some or all of your loan(s). The terms forgiveness, cancellation, and discharge mean essentially the same thing.
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Log in to studentaid.gov. All federal student loan borrowers have a My Federal Student Aid account they can access with their FSA ID. Sign in to your account, select a loan and look at its repayment status to see if its listed as in default. Your account also includes information about your servicer, if you need it.
You are eligible to have your loans discharged based on false certification (disqualifying status) if the school certified your eligibility to receive a loan, but you (or the student) had a disqualifying status that would prevent you (or the student) from meeting state requirements for employment (in your or the

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