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The document is a Credit Inquiry Explanation Letter that outlines the importance of accurately representing financial obligations during the loan application process. It explains how credit inquiries can affect loan approval and requires borrowers to disclose any undisclosed accounts or recent inquiries that may have resulted in new debts. The letter emphasizes the need for accurate information and includes a certification section for borrowers to confirm the completeness of their disclosures.

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2014	4.9 Satisfied (56 Votes)

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We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

How do I remove a hard inquiries letter?

Notify the lender first Notifying the lender before you send a removal notice is the proper first step for removing hard inquiries. Make sure to send the credit inquiry removal letter via certified mail.

Does credit inquiry affect credit score?

More examples of hard inquiries: You go car shopping and apply for financing at the car dealership and they pull a credit report on you. You get a preapproved credit card offer in the mail and respond to the offer. You contact your credit card company and request a credit line increase.

What is an example of a credit inquiry?

In general, the purpose of the letter of inquiry is to generate interest and a desire to hear more in a full proposal. At the same time, the LOI should provide enough detail about the problem and your project to allow readers to understand your general approach, methods, data, and analysis plans.

What is a credit inquiry letter?

Your mortgage application may require you to supply a letter of explanation for credit inquiries. This letter is meant to explain to the underwriter what the inquiries were for and whether you have a new line of credit that hasnt shown up on your credit report.

What is a credit inquiry letter of explanation?

A letter of explanation is a brief document you can use to explain something, like a previous bankruptcy, in your financial or employment history that might give an underwriter pause about your ability to repay a loan.

How to write a letter to dispute credit inquiries?

Your letter should identify each item you dispute, state the facts, explain why you dispute the information, and ask that the business that supplied the information take action to have it removed or corrected.

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