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  1. Click ‘Get Form’ to open the personal financial statement in the editor.
  2. Begin by entering your date at the top of the form. Ensure that both parties sign if assets are jointly owned.
  3. Fill in your residence address and contact information, including business phone and cell phone numbers.
  4. In the 'ASSETS' section, list all cash on hand, savings accounts, and other assets. Be sure to provide accurate values for each item.
  5. Next, move to the 'LIABILITIES' section. Document all outstanding debts such as accounts payable, loans, and mortgages. Include descriptions where necessary.
  6. Complete the income sections by detailing your salary, sources of income, and any contingent liabilities. This will help present a comprehensive view of your financial situation.
  7. Review all entries for accuracy before signing and dating the document at the bottom. If additional sheets are used, ensure they are signed as well.

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Every small business owner needs to create a personal financial statement (PFS), which serves as a personal balance sheet, documenting your assets, liabilities and net worth.
List your assets: Identify and value all your assets using current market values for investments and real estate. List your liabilities: Include all your debts, noting the remaining balances and interest rates. Calculate your net worth: Subtract your total liabilities from your assets to determine your net worth.
How to fill out SBA Form 413 Gather required documents. Select the SBA loan type or program. Enter business and personal information. Add your assets and their value. Add your liabilities and their value. List income and any contingent liabilities. Add any additional details. Review the form, sign and date.
A personal financial statement is a document summarizing a persons financial standing. It provides a full list of their personal assets and liabilities as well as their income and expenses.
A personal financial statement form (PFS form) details an individuals personal financial situation at a specific moment in time. Personal finances are distinct from business finances, and this is often the main document that shows lenders what a commercial borrowers personal situation is like.
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If youre ready to fill out SBA Form 413, follow the steps below. Gather required documents. Select the SBA loan type or program. Enter business and personal information. Add your assets and their value. Add your liabilities and their value. List income and any contingent liabilities. Add any additional details.

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