122a2 2026

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  1. Click ‘Get Form’ to open the 122a2 in the editor.
  2. Begin by filling in your case information, including Debtor 1 and Debtor 2 details. Ensure accuracy as both parties are responsible for the information provided.
  3. In Part 1, copy your total current monthly income from Official Form 122A-1. Adjust this amount based on your spouse's income if applicable.
  4. Proceed to calculate deductions in Part 2 using IRS National and Local Standards. Input amounts for food, housing, and transportation based on the number of dependents.
  5. In Part 3, determine your monthly disposable income by subtracting total deductions from adjusted income. This will help assess whether there is a presumption of abuse.
  6. Finally, review all entries for accuracy before signing at the end of the form. Use our platform’s features to save and share your completed document easily.

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