PC328 - Use of Credit Information Disclosure (Form CD-1) PC328 - Use of Credit Information Disclosur 2026

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4.8 out of 5

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The document outlines the regulations regarding the use of credit information in the insurance credit scoring process as mandated by Texas law. It specifies that insurers must disclose whether they will obtain and use credit information, detail how it affects underwriting decisions, and prohibits unfair discrimination based on credit scores. The document also highlights consumer protections, including the right to dispute inaccuracies in credit reports and receive exceptions for extraordinary events affecting credit. Insurers are required to provide clear communication about adverse actions taken due to credit information.

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Click ‘Get Form’ to open it in the editor.
Begin by entering the insurer’s name, address, and telephone number in the designated fields. Ensure that all information is accurate for effective communication.
In the section regarding credit information, select either 'will' or 'will not' to indicate whether credit information will be obtained on you or any household members. This choice is crucial as it impacts your insurance credit scoring process.
If applicable, review the disclosure about how credit information may affect your policy. This includes understanding what constitutes adverse effects and how your credit score may influence underwriting decisions.
Finally, ensure all sections are completed accurately before saving your changes. You can easily share or print the document directly from our platform for free.

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Versions	Form popularity	Fillable & printable
2023	4.8 Satisfied (31 Votes)
2010	4.9 Satisfied (27 Votes)

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