How to form chapter 7 2026

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  1. Click ‘Get Form’ to open the Chapter 7 form in the editor.
  2. Begin by entering your name and case number at the top of the form. Ensure that all information is accurate.
  3. In Part I, check the appropriate box regarding military status or non-consumer debts. If applicable, complete the corresponding declarations.
  4. Proceed to Part II to calculate your monthly income. Fill in Columns A and B as directed, ensuring you include all sources of income for the past six months.
  5. In Part III, compare your annualized current monthly income against the applicable median family income for your state and household size. Check the relevant box based on this comparison.
  6. Continue through Parts IV to VII, providing necessary deductions and additional expense claims as required. Be thorough in detailing each deduction.
  7. Finally, complete Part VIII by signing and dating the verification section. Ensure both debtors sign if it’s a joint case.

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