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1181 Fin Aid Grad Plus Application qxp - finaid usouthal

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All paper correspondence regarding this loan both from our office and the Department of Education s Direct Loan Servicing Center will be mailed to your mailing address on file at the University of South Alabama* Processing of the Grad PLUS application will begin once eligibility for federal financial aid has been determined AND we have received your completed Grad PLUS Loan application* Incomplete applications must be resubmitted entirely. Credit Worthiness To be eligible for the Federal Dire ...

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We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

Do you have to fill out FAFSA for Grad PLUS loan?

Note: Before applying for a grad PLUS loan, you must complete the FAFSA form.

What is Grad PLUS for FAFSA?

Graduate PLUS Loans are unsubsidized loans made to graduate students based on the students credit history.

Is it hard to get a Grad PLUS loan?

Unlike federal Direct unsubsidized loans, graduate PLUS loans require evidence that you dont have an adverse credit history. If you have a poor credit history, you may be required to find an endorser (the federal equivalent of a cosigner) with a better credit history.

Are Grad PLUS loans eligible for loan forgiveness?

Yes. Direct PLUS Loans are made to graduate or professional students and to parents of dependent undergraduate students. Like other Direct Loans, Direct PLUS Loans are eligible for PSLF. However, there are additional factors to consider if you are a parent who has taken out a PLUS loan.

Do you have to apply for Grad PLUS loans separately?

The graduate student borrower may borrow up to the total estimated cost of attendance minus any other financial aid received. Graduate students must confirm their eligibility for the Grad PLUS loan by completing a separate Direct Grad PLUS application.

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