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Did you know that we can accept your secondary, or coordination of benefits (COB), claims electronically, too? In fact, we prefer that you send us your secondary claims electronically. When you send us the right information up front, we process your secondary claims faster.
To help us resolve the dispute, well need: A completed copy of the appropriate form. The reasons why you disagree with our decision. A copy of the denial letter or Explanation of Benefits letter. The original claim. Documents that support your position (for example, medical records and office notes)
Well also communicate with your provider throughout the process. Well come to a decision within 14 days and notify you and your doctor.
In comparison to the overall pool of services, denied claims were fairly rare. Less than two percent of Aetnas claims were denied (1.4 percent).
While an internal appeal is the first line of action to get health insurance benefits after a denial, chances are that Aetna will still uphold their decision. If youve exhausted the appeals allowed under your plan, you have the option of requesting an external review with an independent physician.
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You have 180 days from the time you receive notice that your claim has been denied in which to file an appeal. If your plan provides for only one appeal, and if/or Aetna had to approve your claim before you received care, the company will make a decision within 30 days of receiving your appeal.
With a total of more than 5.6 million denials over five years, the researchers estimated that there were 0.81 denials per beneficiary. In comparison to the overall pool of services, denied claims were fairly rare. Less than two percent of Aetnas claims were denied (1.4 percent).
If we had to approve your claim before you got care, we will decide within 30 days of getting your appeal. For other claims, well decide within 60 days.
If your health or disability benefits have been denied, Aetna may have claimed the following: The procedure is merely cosmetic and not medically necessary. The treating physician is out of network or out of plan. The claim filed was for a medical condition that isnt authorized or covered.
To help us resolve the dispute, well need: A completed copy of the appropriate form. The reasons why you disagree with our decision. A copy of the denial letter or Explanation of Benefits letter. The original claim. Documents that support your position (for example, medical records and office notes)

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