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The biggest disadvantage for workers is that work comp benefits are limited, based on your average weekly wage for a specified period of time. You are also entitled to payment of or reimbursement for all reasonable and necessary medical expenses arising out of your injuries.
Workers compensation provides benefits to workers who are injured on the job or have a work-related illness. Benefits include medical treatment for work-related conditions and cash payments that partially replace lost wages.
Workers comp can help make up a portion of their missed wages. In Colorado, employees can receive two-thirds of their average weekly wage. Ongoing care that an employee may need to recover from a work-related injury or illness. Some work-related injuries require more than one treatment session.
Generally, you receive 2/3 of your average weekly wage for the duration of your treatment. If you or a loved one are completely prevented from working, you will receive temporary total disability (or TTD) benefits equal to two-thirds of your average weekly wage.
These benefits include doctors appointments, emergency room visits, hospital stays, medications, physical therapy, and rehabilitation treatments. Medical equipment such as crutches and wheelchairs are also covered under workers compensation medical benefits.
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Workers compensation insurance definition Workers compensation provides medical expenses, lost wages, and rehabilitation costs to employees who are injured or become ill in the course and scope of their job. It also pays death benefits to families of employees who are killed on the job.
Colorado employers are required to carry workers compensation insurance if they have one or more employees. This applies to all employers, regardless of whether the employees are part-time, full-time, or family members.
They can include paid medical care, wage replacement and other services to aid you in your recovery and return to work. If you are injured on the job in Washington, you are insured by the Washington State Fund, unless you are employed by one of several hundred employers who are self-insured.

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