Army Emergency Relief (AER)The Official Army Benefits Army Emergency Relief (AER)The Official Army B 2025

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What is the interest rate on an AER loan? Zero percent. AER does not charge interest on loans.
The following individuals are eligible for AER assistance in ance with Army Regulation 930-4: Soldiers on active duty and their eligible dependents. Soldiers retired for longevity, medical or upon reaching age 60 (reserve component) and their eligible dependents.
The fastest and most effective way to request AER assistance is to talk to your chain of command. Your chain of command has the power to approve immediate financial assistance up to $2,000.
An AER office or the American Red Cross can also help you file an application. Loans have to be repaid, but no interest or late fees are charged.
The Armys own nonprofit organization Charged with relieving undue financial stress on the force, AER serves the enduring priorities of the Secretary and Chief of Staff of the U.S. Army. Since 1942, AER has provided $2 billion to nearly 4 million Soldiers, including $1 billion since 9/11.
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Army Emergency Relief assists service members and their families with expenses associated with travel, food, natural disaster preparations, home repairs, appliances and more through zero-interest loans and grants. Requests are considered on an individual basis.
If you dont pay back a personal loan, you may be hit with penalties and fees, damage to your credit, default, collections and even potential legal action if you continue not to pay.

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