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No compensation is payable if you are unfit for work for three days or less. Medical expenses will, however, be paid. In the case where you have suffered a serious injury and you are unfit for work for three months and longer, your employer must pay you 75% of your wages/ salary as at the time of the accident.
Overuse. This is the most common claim for workers compensation. Overuse or overexertion happens when a person strains or pulls a muscle or joint or slips a disk from overextending to lift, pull, push, or turn an item.
The form that needs to be completed is WCL 2: Notice of Accident and Claim for Compensation. Your employer must then report the accident to the Compensation Commissioner, even if they dont believe your story, by submitting Form WCL 3: Employers Report of Accident.
1. The employer has to report the accident in the prescribed manner i.e. by completing the Employers Report of an Accident (W.Cl. 2). The act requires that an accident be reported by the employer to the Compensation Commissioner within 7 days after the accident took place.
The CA-2 Notice of Occupational Disease form should be used if you have sustained an occupational disease injury on the job. An Occupational Disease is a condition produced in the work environment over a period longer than one work day or shift.
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A claim number (reference number) is provided on the postcard (W. Cl. 55). This number should be used for all paperwork relating to a claim.
COIDA provides for coverage on a no-fault basis, meaning that the employee (or his or her dependant) will be compensated regardless, of whether the employer was at fault in causing the injury or disease. Employers are expected to register and pay assessments to the Compensation Fund.
Employer completes an Accident or Disease Report Form and submits it to RMA. RMA registers claim and provides a claim number. Injured/sick employee seeks treatment from healthcare provider. Healthcare provider confirms employer report and claim number (if available) before treating patient.

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