TDECU Direct Deposit FormV1 2025

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Get your paycheck up to two days early1.
Direct deposit can be instantaneous, but sometimes banks and credit unions take a bit of time to review the payment. The exact time will depend on your bank, and it may take one to three business days to access the money youve received.
Are a void cheque and direct deposit the same? No, theyre not the same thing. A void cheque is often requested by an employer so it has the banking information it needs to facilitate setting up direct deposit of your pay into your bank account.
With direct deposit, your payroll or other recurring deposits are automatically posted to your designated account. No more waiting for your hard-earned money. TDECU makes your money available as soon as your employer deposits itthis can often be up to two days before most banks make your funds available to you.
Usually, youll have access to your direct deposit at the opening of business on your payday by 9 a.m. In many cases, direct deposits hit accounts even earlier, often between midnight and 6 a.m. on payday morning. But there are factors that can affect how long it takes your direct deposit to become available.
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People also ask

Direct deposit is a reliable and secure way to electronically transfer funds directly into an individuals bank account. Direct deposit is often used by employers when paying salaries and wages, by the government to pay benefits like Social Security or disability, and by credit unions and banks for secure transactions.

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