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Completed forms along with the applicable fees can be mailed to Secretary of State, UCC Section, P.O. Box 942835, Sacramento, CA 94235-0001 or delivered in person (drop off) to the Sacramento office, 1500 11th Street, Sacramento, CA 95814.
If you have not filed a UCC-1, then you are considered unsecured, and as such, you are placed in the back of the line, behind the secured creditors.
UCC means the Uniform Commercial Code as adopted in this state. UCC record means an initial financing statement, an amendment, an assignment, a continuation, a termination or a information statement and shall not be deemed to refer exclusively to paper or paperbased writings.
A UCC-1 should be filed with the secretary of states office in the state where the debtor is incorporated or lives. A UCC-1 does not expire until the loan is paid in full, but in many jurisdictions including California, it must be renewed every five years.
The UCC-1 form is used to establish a creditors claim on personal property as collateral. By filing this form, creditors notify the public and other potential creditors of their interest in specific assets.
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A UCC-1 filing is a legal form that a creditor files to secure its interest in a borrowers property or assets used as collateral for a loan. The filing serves as a public notice that the creditor has the right to take possession of the assets as repayment on the underlying debt.
A UCC (Uniform Commercial Code) financing statement is a mortgage or security agreement that uses personal property as collateral. These agreements are recorded in the county if real property is affected. Note: The Registrar-Recorder/County Clerk sells complete documents, not individual pages, of a document.
Completed forms along with the applicable fees can be mailed to Secretary of State, UCC Section, P.O. Box 942835, Sacramento, CA 94235-0001 or delivered in person (drop off) to the Sacramento office, 1500 11th Street, Sacramento, CA 95814.

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