Data Classification R State Pension - assets ie 2025

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Generally, you cannot get a Widows, Widowers or Surviving Civil Partners (Contributory) Pension and another social welfare payment at the same time.
To qualify for a State Pension (Contributory), you must be aged 66 or over, and have enough Class A, E, F, G, H, N, or S social insurance contributions (PRSI).
The average pension in Ireland is 111,000 in 2024. This has increased in recent years but still falls short of being adequate to provide the 50% of your final salary advised by financial advisers as an optimal retirement income.
Even if you have worked or lived abroad, you still may be able to claim the state pension in Ireland. Similarly, if you have worked in Ireland but you dream of retiring elsewhere, the contributory state pension can be paid into your bank account wherever you are as long as you have paid enough PRSI contributions.
The State Pension (Non-Contributory) is a payment for people aged 66 and over who do not qualify for a State Pension (Contributory) (SPC). If you get a reduced rate of SPC, you should check if you would be better off getting a State Pension (Non-Contributory).
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Pensions State Pension (Contributory)Maximum weekly rate, Personal rate - under age 80 277.30 289.30 Personal rate - aged 80 and over 287.30 299.30 Increase for Qualified Adult - under 66 184.70 192.70 Increase for Qualified Adult - 66 and over 248.60 259.401 more row Jan 7, 2025
Using the TCA, you will qualify for the maximum personal rate of State Pension (Contributory) if you have 2,080 or more PRSI contributions (or 40 years of employment). The TCA calculation takes into account: Full-rate PRSI contributions from paid employment or self-employment.
How much is State Pension (Non-Contributory)? Your agePersonal rate (maximum)Increase for an adult dependant under 66 66 and under 80 278 183.60 80 and over 288 Jan 6, 2025