Farm Loans: VA Home Loans - Veterans Benefits Administration 2025

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The document is a VA Form 26-1880, which is a Request for a Certificate of Eligibility for veterans seeking to access VA guaranteed home loans. It outlines the necessary identifying information, military service details, and previous loan information required from the veteran. The form emphasizes the importance of providing accurate data to determine eligibility and includes instructions for submission to the appropriate Regional Loan Center.

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Click ‘Get Form’ to open it in the editor.
Begin with Section I, where you will enter your identifying information. Fill in your full name as it should appear on your Certificate of Eligibility (COE). If applicable, indicate if you served under another name and provide that name.
In Section II, provide details about your military service. Indicate if you are currently on active duty and answer questions regarding any awards or pending claims.
Move to Section III to specify how you intend to use your COE. Indicate whether this is for a purchase, refinance, or entitlement inquiry. If you've used VA loans before, provide details about previous loans.
Finally, complete Section IV by certifying the information provided and signing the form. Ensure all fields are filled accurately before submitting.

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We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

Can you get a VA loan for a farm?

The Department of Veterans Affairs (VA) Home Loan benefit may be used to purchase a farm. There must be a farm residence on the land, and the Veteran must live in it as his or her primary residence. VA-guaranteed loans can only be used for residential purposes, and not to purchase a business.

What is the 4% rule on a VA loan?

Seller concessions are financial incentives or contributions from the seller that help reduce the buyers out-of-pocket expenses. The Department of Veterans Affairs (VA) allows these concessions to cover up to 4% of the loan amount, but they must be items outside of standard closing costs.

Which property type cannot be financed by a VA loan?

Vacant land is not eligible for VA financing. You cant use a VA loan to purchase a plot of land, even if you plan to put a home on it in the future. In order to use a VA loan to purchase land, you must build a primary residence on the property immediately.

Can I sell my house after 1 year with VA loan?

What are some of the disadvantages of a VA loan? You will be required to pay VA funding fees. Consider the total cost of loan compared to total cost of house. Manufactured homes may require a minimum down payment and may not be eligible for a 30-year term. You cannot use a VA loan for rental properties.

Will the VA help me start a farm?

The VA Home Loan benefit can be used to purchase a farm, but there has to be a farm residence on the land that the veteran lives in. The loans can only be used for residential purposes, and not to purchase a business, so some farm properties may not be eligible.

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How much do I need to make to buy a $400k house with VA loan?

If you want to sell your house with a VA loan, there is no required amount of time that you have to wait.

What fees cannot be charged on a VA loan?

If your lender is charging the flat fee, theres a host of things you cannot pay for, including: Loan application or processing fees. Broker or trustee fees. Interest rate lock-in fees.

Farm Loans: VA Home Loans - Veterans Benefits Administration 2025

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How to use or fill out Farm Loans: VA Home Loans - Veterans Benefits Administration

See more Farm Loans: VA Home Loans - Veterans Benefits Administration versions

Complete this form in 5 minutes or less

Got questions?

Can you get a VA loan for a farm?

What is the 4% rule on a VA loan?

Which property type cannot be financed by a VA loan?

Can I sell my house after 1 year with VA loan?

Will the VA help me start a farm?

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People also ask

How much do I need to make to buy a $400k house with VA loan?

What fees cannot be charged on a VA loan?

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