Farm Loans: VA Home Loans - Veterans Benefits Administration 2025

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The document is a VA Form 26-1880, which is a Request for a Certificate of Eligibility for veterans seeking to access VA guaranteed home loans. It outlines the necessary identifying information, military service details, and previous loan information required to determine eligibility. The form emphasizes the importance of providing accurate data and offers instructions for submission to regional loan centers, while also highlighting privacy considerations and respondent burden.

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Click ‘Get Form’ to open it in the editor.
Begin with Section I, where you will enter your identifying information. Fill in your full name as it should appear on your Certificate of Eligibility (COE). If applicable, indicate if you served under another name and provide that name.
In Section II, provide details about your military service. Indicate if you are currently on active duty and answer questions regarding any awards or pending claims.
Move to Section III to specify how you intend to use your COE. Indicate whether this is for a purchase, refinance, or entitlement inquiry. If you've used the VA loan program before, provide details about previous loans.
Finally, complete Section IV by certifying the information provided and signing the form. Ensure all fields are filled accurately before submitting.

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Got questions?

We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

What is a VA rate reduction loan?

If you have an existing VA-backed home loan and you want to reduce your monthly mortgage paymentsor make your payments more stablean interest rate reduction refinance loan (IRRRL) may be right for you. Refinancing lets you replace your current loan with a new one under different terms.

What is the 4% rule on a VA loan?

The VAs policy on seller concessions is rather flexible but requires that they do not exceed 4 percent of the loan amount. The VA also stipulates that the calculation of seller concessions cannot include the buyers normal closing costs.

What is the 42,000 VA housing benefit?

VA loans save the average veteran $42,000+ over the life of a mortgage compared to FHA or Conventional loansbecause you skip the down payment, avoid PMI, and lock in lower rates.

What are current VA home loan rates?

Current VA Mortgage Rates VA Loan TypeInterest RateAPR 15-Year Fixed VA Purchase 5.250% 5.999% 20-Year Fixed VA Purchase 5.375% 5.984% 30-Year Fixed VA Jumbo Purchase 5.500% 5.850% 30-Year VA Cash-Out Refinance 5.990% 6.327%4 more rows

What is the $42,000 mortgage reduction for veteran homeowners?

Theres no new government program that offers a $42,000 mortgage reduction for veteran homeowners. Of course, many with VA loans could save $42,000 compared to people with other types of mortgages, depending on how much they borrow.

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What property cannot be financed with a VA loan?

Investment Properties or Vacation homes VA loans are intended for personal primary residences, which means you cant use one to buy a property you dont plan to live inlike an investment property or vacation home.

Can you use a VA loan for a farm?

The VA Home Loan benefit can be used to purchase a farm, but there has to be a farm residence on the land that the veteran lives in. The loans can only be used for residential purposes, and not to purchase a business, so some farm properties may not be eligible.