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How to use or fill out We are here to help when you need a little room in your budget
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Begin by entering your name and membership/account number at the top of the form. This information is essential for processing your request.
Fill in your home and cell phone numbers to ensure that the credit union can contact you regarding your application.
Indicate how you pay your loan(s) by selecting one of the options: Cash/Check, ACH, or Transfer from CU Account.
List each loan for which you are requesting a skip payment. Include the loan number, payment amount, and the requested month(s) for skipping payments.
Calculate the total Skip-A-Payment fee due ($25.00 per loan per month) and indicate whether you are enclosing a check or authorizing a debit from your account.
Sign and date the form at the bottom. If applicable, have your co-borrower sign as well.
Submit the completed form along with any required fees either during a local branch visit or via email to InfoLoans@gtfcu.org.
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Simply put, the Four Walls are the most basic expenses you need to cover to keep your family going: Thats food, utilities, shelter and transportation.
How should a beginner start a budget?
Five simple steps to create and use a budget Step 1: Estimate your monthly income. Step 2: Identify and estimate your monthly expenses. Step 3: Compare your total estimated income and expenses, and consider your priorities and goals. Step 4: Track your spending, and at the end of month, see if you spent what you planned.
Who can help me figure out a budget?
Enlist a family member, caregiver, or friend. They may be willing and eager to offer free assistance with bills, budgeting, and more. For example, you could learn how to set up automatic payments for regular monthly expenses simply by asking for advice.
Can I hire someone to create a budget for me?
A money coach can help you: Determine what your financial goals are. Figure out where your money is going now and where you can cut back. Develop a budget and monitor your spending to stay on track.
How to live with a small budget?
10 Tips to Help You Live Within Your Means Set Your Budget. Track Your Spending. Save Before Spending. Pay Down Debt. Pay with Cash or Debit. Plan Large Purchases to Avoid Impulse Spending. Wait for Sales. Ask for a Lower Price.
Related Searches
Budget categories listHow to budget for miscellaneous expensesThings to include in monthly budgetThings people forget to budget forBest budgeting tools5 category budgetHow to fill out a budget PlannerWhat to account for in a budget
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If you really want to hire someone you need a financial coach who can show you how to budget, save, and show you the ropes.
Can you hire someone to help you budget?
Hiring a financial planner can be worth the cost in certain situations. These include: Managing Wealth. The more money you earn, the more sense it makes to pay a financial planner to help you use it wisely.
Related links
12 Common Budget Categories to Organize Your Spending
Sep 1, 2025 One of the best ways to organize and keep track of your expenses is to put them into budget categories, such as housing, transportation, utilities and
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