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Skip-A-PaySkip your monthly SPCO Loan Payment and

Skip-A-PaySkip your monthly SPCO Loan Payment and 2026

Skip-A-PaySkip your monthly SPCO Loan Payment and Preview on Page 1

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The document outlines the Skip-A-Pay program offered by SPCO Credit Union, allowing members to skip their monthly loan payments for a fee of $25 per loan. Eligibility requirements include being current on loans and having made at least six payments prior to the first skip. Certain accounts, such as delinquent or mortgage loans, are not eligible. Members can only skip up to two months within a 12-month period.

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Click ‘Get Form’ to open it in the editor.
Begin by entering your personal information in the designated fields: Name, Account No, Address, Home Phone, City, State, Zip, and Cell Phone.
For each loan you wish to skip a payment on, fill in the Loan Number and Loan Payment amount for up to three loans.
Indicate the Requested Month for which you want to skip the payment.
Calculate the Total Skip-A-Payment Fee Due by multiplying $25 by the number of loans you are skipping.
Ensure both Primary Member and Joint Member sign and date the form where indicated.
Review all entered information for accuracy before submitting your request for processing.

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2017	4.8 Satisfied (27 Votes)

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Got questions?

We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

How does skip a payment work on a car loan?

Payment deferment, the most common form of car loan forbearance, doesnt affect credit scores. A rarer form of car loan forbearance, in which payments are suspended or reduced over a set relief period, could hurt scores depending on how the lender reports payments.

Will car loans let you skip a payment?

Taking the skip will result in you paying more interest. Even if you make an interest only payment, interest will accrue for longer on a higher principal balance. If you need the help, its not the worst thing you can do but it is revenue for the financial institution and thats why they are offering.