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Who is exempt from workers comp in Michigan?

Be aware that there are exemptions to the state law, such as: Agricultural employers, unless they have three or more employees working more than 35 hours a week for 13 weeks. Domestic workers, like housekeepers. Partners and officers of a partnership and corporation.

How long does workmans comp last in Michigan?

Employees who are hurt on-the-job in Michigan can be on workers comp for life. There is no time limit for medical treatment provided it is reasonable, necessary, and related. Wage loss benefits continue so long as a person remains in the labor market but can be subject to various offsets based upon age or retirement.

What happens if I get fired while on workers comp in Michigan?

Employees who are fired while on workers comp are entitled to have the value of discontinued fringe benefits included in their weekly comp rate. Items like health and accident insurance, housing/food/travel allowance, pension contributions, and even sometimes vacation pay can be factored into this calculation.

Do independent contractors need workers comp in Michigan?

Independent contractors are not covered under workers comp in Michigan. These individuals find themselves on their own for medical treatment and lost wages should a workplace accident occur.

Does an LLC need workers comp insurance in Michigan?

Corporations, limited liability companies and partnerships must either have a workers compensation policy or a Notice of Exclusion Form, WC-337, on file with this office. The owner(s) are considered an employee(s) of the business.

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How much is workers comp in Michigan?

The maximum weekly comp rate for 2022 is $1,048.00 ($54,496 annually). This is based upon 90% of the state-wide average weekly wage, which is $1,163.79. The maximum is to limit disabled employees to what most people in Michigan are earning.

How does workers comp work in Michigan?

the state of Michigan allows for specific loss benefits. These benefits are equal to 80% of your after-tax, average weekly wage and are paid for specific number of weeks, depending on which body part you lost.

Who is required to have workers compensation insurance in Michigan?

Chances are, your Michigan business is required to have workers compensation insurance. Youll need workers comp if you have three or more employees, or one employee working more than 35 hours per week for 13 weeks or longer. Both public and private employers need Michigan workers compensation coverage.

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