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Health Reimbursement Arrangements (HRAs) are employer-funded group health plans from which employees are reimbursed tax-free for qualified medical expenses up to a fixed dollar amount per year. Unused amounts may be rolled over to be used in subsequent years.
Can you use HRA for anything?
You can use the funds in your HRA to pay for eligible medical expenses, as determined by the IRS and your employer. Some employers may only allow the HRA to pay for services covered by your health plan. Some employers may also let you use funds in the account to pay for dental, vision or other services.
What is an HRA and how does it work?
A Health Reimbursement Arrangement (HRA) isnt traditional health coverage through a job. Your employer contributes a certain amount to the HRA. You use the money to pay for qualifying medical expenses. For some types of HRA, you can also use the money to pay monthly premiums for a health plan you buy yourself.
Why do employers use HRA?
Offering an HRA is a cost-effective way employers can help stretch healthcare dollars. By reimbursing eligible expenses, employers make it easier for their employees to afford the medical care they need.
What is an HRA claim form?
Attach copies of bills, receipts, Explanation of Benefits (EOBs) or other claim documentation as specified by your plan. Documentation must include dates of service, description of service, providers name and the expense amount.
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