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COMMERCIAL GENERAL LIABILITY SECTION DATE

COMMERCIAL GENERAL LIABILITY SECTION DATE 2025

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The document is an ACORD form for Commercial General Liability insurance, detailing the applicant's information, coverage limits, deductibles, and various operational questions related to potential risks and claims. It includes sections for coverages, premiums, subcontractor details, employee benefits liability, and additional insured interests. The form aims to gather comprehensive data to assess the applicant's insurance needs and associated risks.

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We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

Which of the following forms of commercial general liability insurance has a retroactive date and an extended reporting period?

Claims-made liability policies include basic extended reporting periods (BERPs) that allow policyholders to make claims after the retroactive date. BERPs can also cover after the policy has been canceled or not renewed.

What is the retroactive date for professional liability insurance?

Your retroactive date is the start date of the first claims-made policy you are actively renewing. You are covered for any covered incident as long as it occurs on or after your retroactive date (also known as prior acts date). That date remains the same and is not advanced as long as you renew your policy.

What is a cg 20 26 04 13 endorsement?

CG 20 26 Additional Insured - Designated Person or Organization. Adds a designated person or organization as an additional insured for liability arising out of the named insureds premises or operations. This endorsement can be used to add any interest to the policy, subject to company approval.

What is the effective retroactive date?

Your retroactive date is the date on which your coverage begins. It is usually the same as your inception date or the date since which youve held continuous insurance coverage.

What is a 1986 commercial general liability policy?

Introduced in 1986 to replace the comprehensive general liability policy, commercial general liability (CGL) protects a business from instances of non-professional negligence. In the event of property damage, bodily harm, or other injuries, these policies cover any resulting liability claims.

What is the difference between a PP date and a retro date?

Whats the difference? A retroactive date will likely exclude all actions before you take out the policy. Whereas a PP date doesnt specifically exclude any actions, providing you have no knowledge of a claim or circumstances that could result in a claim.

What is the retroactive date for employee benefits liability?

This date is typically the first original date that EBL coverage was purchased. If you move coverage to a new carrier, make sure the original retroactive date is moved forward to the new policy. Otherwise, you could lose coverage for past errors that come to light in the future.

What is the retroactive date for professional liability?

A Retro Date, or retroactive date, is the date from which youve held uninterrupted professional liability insurance coverage. This isnt affected by a change of insurer, so long as youve held a continuous policy.

COMMERCIAL GENERAL LIABILITY SECTION DATE 2025

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