Pslf form 2025

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  1. Click ‘Get Form’ to open the PSLF Employment Certification Form in the editor.
  2. In Section 1, enter your personal information including your SSN, date of birth, name, address, and contact details. Ensure all information is accurate.
  3. Proceed to Section 2 where you will authorize your employer to share employment records with the U.S. Department of Education. Read through the authorizations carefully before signing.
  4. In Section 3, provide detailed information about your employer. This includes their name, address, and whether they qualify under specific criteria such as being a tax-exempt organization.
  5. If applicable, have an authorized official from your employer complete Section 4 to certify the information provided in Section 3.
  6. Review all sections for accuracy and completeness before submitting. Follow the instructions in Section 5 for submission guidelines.

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PSLF Process Whether you have made 120 qualifying payments, or not, you should fill out and submit the PSLF form annually or whenever you change employers. Otherwise, youll have to submit PSLF forms for each employer you worked for all at once.
Forgiveness period PSLF forgives your remaining balance after you have made 120 eligible payments on eligible direct loans while working full time (30 hours/week) for an eligible public service or nonprofit employer. TLF has a forgiveness period of five consecutive years.
To become eligible for Public Service Loan Forgiveness (PSLF) program you must make a total of 120, qualifying monthly payments. However, these payments do not have to be consecutive.
You can download your unsigned PSLF form from your StudentAid.gov account. Go to My Activity and select Download Unsigned Form. The form will appear as an editable PDF pop-up. To download a signed PSLF form from My Activity, locate your completed form and select the Download Completed Application link.
Each year you must recertify your income and family size. This means that you update us with your income and family size information so that your servicer can recalculate your payment. You must do this even if there has been no change in your income or family size.

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To benefit from PSLF, you should complete and submit the PSLF form every year while youre making progress toward PSLF. We will use the information you provide on the form to inform you if your employment qualifies and to confirm if youre making qualifying PSLF payments.
Do I qualify for Public Service Loan Forgiveness (PSLF)? work full time for a government agency or for certain types of nonprofit organizations, have Direct Loans (or have consolidated other federal student loans to qualify), repay your loans on an income-driven repayment plan, and. make 120 qualifying payments.
Dont forget to submit the PSLF form with your employment certification every year. If your PSLF form is approved for forgiveness, then youll be notified that the entire remaining balance of your eligible Direct Loans will be forgiven, including all outstanding interest and principal.

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