Pslf form 2025

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The document is the Public Service Loan Forgiveness (PSLF) Employment Certification Form, which outlines the requirements and process for borrowers to qualify for loan forgiveness after making 120 qualifying payments while employed full-time by a qualifying employer. It includes sections for borrower information, authorizations, employer details, and instructions for completion. The form emphasizes the importance of accurate information and provides guidelines on eligible loans, employment types, and repayment plans necessary for PSLF eligibility.

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We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

Do you have to fill out the PSLF form every year?

PSLF Process Whether you have made 120 qualifying payments, or not, you should fill out and submit the PSLF form annually or whenever you change employers. Otherwise, youll have to submit PSLF forms for each employer you worked for all at once.

Whats the difference between PSLF and student loan forgiveness?

Forgiveness period PSLF forgives your remaining balance after you have made 120 eligible payments on eligible direct loans while working full time (30 hours/week) for an eligible public service or nonprofit employer. TLF has a forgiveness period of five consecutive years.

Do you have to make 10 consecutive years for PSLF?

To become eligible for Public Service Loan Forgiveness (PSLF) program you must make a total of 120, qualifying monthly payments. However, these payments do not have to be consecutive.

Where do I get PSLF form?

You can download your unsigned PSLF form from your StudentAid.gov account. Go to My Activity and select Download Unsigned Form. The form will appear as an editable PDF pop-up. To download a signed PSLF form from My Activity, locate your completed form and select the Download Completed Application link.

How often do you have to recertify income for PSLF?

Each year you must recertify your income and family size. This means that you update us with your income and family size information so that your servicer can recalculate your payment. You must do this even if there has been no change in your income or family size.

Do I have to reapply for PSLF?

To benefit from PSLF, you should complete and submit the PSLF form every year while youre making progress toward PSLF. We will use the information you provide on the form to inform you if your employment qualifies and to confirm if youre making qualifying PSLF payments.

How do I qualify for PSLF?

Do I qualify for Public Service Loan Forgiveness (PSLF)? work full time for a government agency or for certain types of nonprofit organizations, have Direct Loans (or have consolidated other federal student loans to qualify), repay your loans on an income-driven repayment plan, and. make 120 qualifying payments.

Do I have to fill out PSLF every year?

Dont forget to submit the PSLF form with your employment certification every year. If your PSLF form is approved for forgiveness, then youll be notified that the entire remaining balance of your eligible Direct Loans will be forgiven, including all outstanding interest and principal.

Pslf form 2025

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