NHS Pensions Retirement benefits claim form (AW8) 2025

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If you reach pensionable age and are still living overseas your NHS pension will either, be paid into your UK bank account in Sterling, or into your local bank account where you are living, where it would be paid in the currency of that country or territory the latter is possible in most cases.
Please return this form together with the certificates required to: NHS Pensions, PO Box 2269, Bolton, BL6 9JS. Please enter your Scheme membership number. It is an eight digit number.
Transferring benefits out of the NHS pension scheme You are able to transfer your benefits out of the NHS pension scheme. There are restrictions on the type of transfers available and time limits which apply. Benefits can generally be transferred out of the scheme at any time before your normal pension age.
You can choose to take voluntary early retirement from the minimum retirement age and receive reduced benefits. Your pension is reduced to allow for the fact that it is being paid earlier than expected. Your dependants will still get any benefits they are entitled to in full.
Once you have notified your employer, they will give you the retirement application form AW8. You must complete parts 6 to 14 of this form. You must then return the form to your employer for them to complete parts 1 to 5. Your employer will then submit your application to NHS Pensions on your behalf.
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Download and complete the deferred benefits claim form (AW8P) from our website. We will check the application, register receipt and give it a target date. Note: We may return your application if it is incomplete. Note: We may need to request some further information from you or a previous employer.
In most cases you can take 25% of the money in cash, tax-free. Youll need to do this at the start and take the rest as income. You can get a guaranteed income for life either at the same time you draw your NHS pension scheme benefits, or at a later date.
You can have a refund of your contributions if: your total membership in the NHS Pension Scheme is less than 2 years. This 2 years includes any qualifying membership. (Qualifying membership is explained in booklet SDK).