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Always serve water with alcoholic drinks and refill water often. Refilling water can go a long way towards mitigating the effects of alcohol. Have food available, such as trail mix, popcorn, bread, or items for purchase. Suggest food pairing each time a drink is ordered to encourage food consumption.
A sponsor may request additional insured status when liquor liability operations are subcontracted to a vendor.
Stop serving alcohol at least an hour before the party ends. Offer guests desserts, coffee and other alcohol-free drinks. Make a plan to deal with any guests that drink too much. Ask someone responsible to help you track the situation.
The liquor liability exclusion eliminates coverage for bodily injury or property damage where the insured is held liable for damages because the insured caused or contributed to the intoxication of any person, furnished alcoholic beverages to a minor or person under the influence of alcohol, or violated an alcoholic
While general liability is intended for the hazards of operating a business, liquor liability is tailored to cover the specific risks associated with serving alcohol to patrons. It thus offers a more niche scope of coverage.
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Another name for liquor liability insurance is dram shop insurance. A dram shop is a bar or business that focuses on selling, serving or making alcohol.
Counting drinks can be an effective way to monitor a guests intake of alcohol and assess a guests intoxication level. You should begin counting drinks as soon as the guest places his/her first order. This will help you estimate how many drinks a guest can safely consume.
Thats where liquor liability insurance, sometimes called dram shop insurance, steps in. This policy covers the cost of bodily injuries or property damage related to selling or serving alcohol.
Host liquor liability coverage helps protect companies that dont sell alcohol but allow people to drink it on their business property. Host liquor liability coverage is included in a general liability policy.
In general, to reduce liability risks, you must behave lawfully and with demonstrable responsibility for the welfare of third partiesa group that includes your clients or customers, competitors and the general public.

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