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Can you cancel gap insurance and get a refund?

If you already paid for gap insurance, you can cancel it and request a refund from your car insurance company for any unused portion of the coverage. For example, if you have six months of coverage left on a 12-month gap insurance policy and you cancel, you can be reimbursed for the unused six months minus any fees.

How do I cancel my Toyota gap insurance?

To cancel your gap insurance, contact the company providing coverage, such as the dealership where you bought your car or your insurer. If canceling coverage you purchased through a dealership, you should contact the dealership or coverage provider directly. You may need to sign a cancellation form and other documents.

How do I cancel Gapwise?

To cancel a GAP contract, download and complete the cancellation form, include the consumers signature, and submit the final form via email, fax, or mail. ONWise users may obtain an online cancellation quote through our contract administration platform.

When should you cancel gap insurance?

A good time to cancel gap insurance is when it no longer makes financial sense to keep paying for it, Langhoff says. This is usually when the remaining balance of your loan is less than the book value of your car, which is the amount you paid for the car, minus its depreciated value over time.