Sterling investment bond surrender form: Fill out & sign 2025

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Withdraw part of your policy. Referred to as a partial surrender or partial withdrawal. This way, you can have the money you need now and keep your policy going. This option may reduce the level of benefits your policy offers and you may have to pay tax on any money you withdraw.
5% tax-deferred allowance One of the main advantages of investment bonds is that you can take withdrawals of up to 5% of the original investment every year, without having to pay an immediate tax charge.
Sterling is a trading name of Zurich Assurance Ltd With about 60,000 employees, Zurich delivers a wide range of general insurance and life products and services for individuals, small businesses, mid-sized and large companies, including multinational corporations, in more than 170 countries.
Sterling Investment Bond A single premium, non-qualifying, whole of life plan made up of 1,000 identical individual contracts.
Withdrawals after the 5% per annum allowance has been used for 20 years. If an investment bond has been paying a 5% per annum income for 20 years, HMRC deem this to be a return of the investors original capital and any additional withdrawals would be considered chargeable events each time they are made.
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The Sterling Corporate Bond Strategy is a value-oriented fixed income strategy that seeks attractive total returns from income and price appreciation by investing primarily in sterling-denominated debt and non-gilt fixed income securities issued by corporations and non-government related issuers.
If you need any help completing the form, please call Sterling on 0370 909 6010.

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