Account Closing Request - Commerce Bank 2025

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You cannot close your bank account online. You need to visit your home branch where you opened the account. So you need to walk into the home branch where you have an account and request them for account closure.
Contact Your Bank Cancel your bank account. Many financial institutions allow you to do this online, but it could require a phone call to customer service or a visit to a local bank branch. Some banks and credit unions may require you to fill out an account closure request form or submit a written request.
Some banks may allow you to close your bank account online, but a call to your local branch or customer service can help you determine the best process. Usually, banks require you to come into a branch to close your account, and youll need to withdraw any remaining funds while youre in person.
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People also ask

A bank can close your account without notice for any reason. But most of the time, banks close accounts when the account holder has violated terms in the account agreement. Account agreement violations could include inactivity for a prolonged period of time, repeated overdrafts or illegal activity.
A bank generally can close your account at any time and for any reasonand sometimes without notifying you in advance. Reasons a bank may shut down your account include using your account very little or not at all, or bouncing too many checks.
Does it cost anything to close a bank account? It typically costs nothing to close a checking, savings or money market account, and the process can be quick. Certificates of deposit and other time deposit accounts, for example, may levy an early withdrawal penalty if you close the account prior to maturity.
How do I close my account? Stop by any Commerce branch location wed love to talk with you about alternatives available to meet your financial needs.
If you want to close your account, you should call your bank or credit union or go in person and give them your account information. Once you have made a request, state law generally requires banks or credit unions to close your account in a reasonable amount of time.

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