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Key takeaways. A letter of explanation for a mortgage is a document that provides further details about a borrowers credit or financial circumstances. The letter of explanation might describe why you were unemployed for a period of time, for example, or why theres an unpaid balance on your credit report.
To begin writing this type of letter, you might explain the situation or circumstance and any contributing factors. Consider including information to answer questions like: What happened? How did it happen?
By completing your IRS Form W-8 you are affirming that you are not a citizen or resident of the United States or other U.S. person for the purposes of U.S. tax law]. Your account records, however, indicate that you have a mailing address/permanent residence address in the U.S. and/or a U.S. phone number.
A letter of explanation is a brief and to-the-point document that provides some of the information needed by mortgage underwriters to help them determine whether a loan is a good fit for your particular circumstances.
Ideally, your letter of explanation can be anywhere from 500-1500 words. If youre writing just to address the issues raised by the visa officer, then it may likely not get to 1000 words. However, if youre submitting your LOE together with your first application, it could get up to 1000 words.

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ing to the IRS, your letter should include the following: Taxpayers name, address, and contact information. A statement expressing your desire to appeal IRSs findings to the Office of Appeals. The tax period in question. A list of the items you do not agree with and the corresponding reasons.

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