Mortgage Deed for England and WalesNationwide Mortgage Deed for England and Wales 2026

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The document is a Mortgage Deed from Nationwide Building Society outlining the terms of a mortgage agreement between the lender and the borrower. It includes details about the property being mortgaged, the borrower's obligations, and provisions for further advances. The document also contains sections for consent from occupiers and a guarantor's covenant, emphasizing the need for independent legal advice before signing.

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Click ‘Get Form’ to open the Mortgage Deed in the editor.
Begin by entering the date at the top of the form. This is essential for establishing the timeline of your mortgage agreement.
Fill in your details as the Borrower, including your full name and address. Ensure accuracy to avoid any legal issues.
Provide information about the Property, including its postcode and title number. This identifies the property being mortgaged.
Review and confirm receipt of the Nationwide Building Society General Mortgage Conditions, which are integral to this deed.
Sign as a borrower, ensuring each signature is witnessed appropriately. Use our platform’s tools to add signatures easily.
If applicable, have any occupiers sign the Occupier(s) Consent section, acknowledging their understanding of their rights regarding the property.
Complete the Guarantor's Covenant last, ensuring that all parties understand their obligations under this mortgage agreement.

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2019	4.9 Satisfied (24 Votes)
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We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

Where to find your mortgage deed?

When closing on a home, you should receive a copy of your house deed when the title is transferred to you. You can also request an additional copy at any time through your County Recorders office or Register of Deeds office (the official name may vary by location).

What happens to deeds when a mortgage is paid off in the UK?

When you pay off your mortgage you might be required to pay the mortgagee (the lender) a final fee to cover administration and the return of your deeds). At this time your deeds will be sent to you for safekeeping. You can either keep them safe or ask your bank or solicitors to hold them for you.

How do I find my title deeds UK?

How to request a copy of the deeds Find out if the property or land is registered. Pay 7 to download a copy of the title register. If the deeds are marked as filed in the register then HM Land Registry has a scanned copy. Fill in the deeds request form using the propertys title number from the title register.

How do I get my title after paying off my mortgage in the UK?

Once your mortgage is paid off, your mortgage lender or solicitor will contact HM Land Registry and inform them the property has been discharged or paid off. The land registry will update details. Afterwards, you can keep the title deeds yourself (if any exist) or give them to a solicitor or bank for safe keeping.

Who holds the deeds to a mortgaged property in the UK?

In most cases, Title Deeds are retained by the mortgagee until such time as the loan is repaid. For more information contact us or speak to a mortgage advisor on 01628 507477.

united kingdom mortgage deed

Example of a mortgage Deed Mortgage deed template Nationwide forms Nationwide Building Society Nationwide consent to let What happens to deeds when mortgage paid off Nationwide for intermediaries Nationwide email address

What is a mortgage deed in the UK?

A mortgage deed also known as a legal charge is a legally binding agreement between you and your mortgage lender. It confirms that you agree to the conditions of your mortgage, including how and when it will be repaid. You will sign a mortgage deed if you are: Buying a home with a mortgage.

Who holds the deed to a house with a mortgage?

You, as the homeowner, typically hold the house deed to your property, even with a mortgage. The house deed and mortgage are separate legal documents with different purposes. A deed proves ownership and transfers title, while a mortgage is a loan agreement.