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Wells fargo credit card rental car insurance 2025

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The document is a comprehensive Guide to Benefits for Wells Fargo Visa cardholders, detailing various benefits effective from November 1, 2011. It includes information on the Auto Rental Collision Damage Waiver, Roadside Dispatch Program, Travel and Emergency Assistance Services, and Worldwide Automatic Travel Accident Insurance. Each section outlines eligibility, coverage details, exclusions, claims processes, and contact information for assistance. The guide emphasizes the importance of retaining the document for reference and understanding the terms associated with each benefit.

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We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

Does my Visa credit card have car rental insurance?

When you use your Visa card to book a car and pay the full price of the rental, you are covered by this insurance. To access this coverage you must decline the Collision Damage Waiver (CDW/LDW) or similar coverage offered by the car rental company in its rental agreement. Visa does not provide insurance.

Does my Visa credit card cover car rental insurance?

Protection against theft and damage when you reserve and pay for your car rental with Visa. By reserving and paying for a vehicle rental with an eligible Visa card, youll be covered for accidental damage and total theft of the rented vehicle for periods of up to 31 days.

How do I know if I have rental car insurance on my credit card?

You can check your credit cards benefits guide to see whether your card offers rental car insurance.

Does my Visa credit card include travel insurance?

Use the Visa insurance service for safe and comfortable travels. Holders of Visa Platinum, Visa Signature, Visa Infinite, Visa Platinum Business and Visa Signature Business premium cards will be automatically insured when traveling.

Does Wells Fargo credit card cover rental car insurance?

Auto Rental Collision Damage Waiver. This coverage reimburses You if a covered accident or theft occurs to the Rental Car. To be eligible for coverage, the following must occur: You must pay for all of the cost to rent the car with Your Covered Card and/or rewards program associated with Your Covered Card Account.

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How do I know if my credit card has travel insurance?

Do you need car insurance to rent a car? You dont need a personal auto policy to rent a car. If you dont have a personal policy, youll be required to buy liability coverage through the rental car company.