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Pension benefits technically fall outside a persons estate, so are not covered by a will. Savers who want to name a beneficiary of their pension pot must therefore complete an expression of wish or nomination of beneficiaries form when enrolling on a workplace pension or private pension scheme.
In order to gain access to a percentage of your pension, your spouse would have to specifically ask for their share at the time of the divorce not at the time of your retirement. This is done via a court order called a qualified domestic relations order (QDRO).
Well send you an expression of wish form so you can nominate a beneficiary, and if you want to make changes we can send you a new one. It is important to note that in exercising discretion in applying the benefits, Scottish Widows will not be bound by this expression of wish. Remember to update your will too.
When a participant in a retirement plan dies, benefits the participant would have been entitled to are usually paid to the participants designated beneficiary in a form provided by the terms of the plan (lump-sum distribution or an annuity).
Generally, your former spouses community property interest may be up to 50 percent of your pension benefit. We wont release pension benefits to you or your former spouse until the community property claim is resolved. For retirees: One-half of your monthly allowance is held until the claim is resolved.
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Pension benefits technically fall outside a persons estate, so are not covered by a will. Savers who want to name a beneficiary of their pension pot must therefore complete an expression of wish or nomination of beneficiaries form when enrolling on a workplace pension or private pension scheme.
It depends on the dissolution decree. As with other divided property, the ex-spouses share of the pension remains his/her property. Without an agreement to return your ex-spouses share to you, the law provides for the ex-spouses share to be passed on to the beneficiary of the ex-spouse, or his/her estate.
If your circumstances change after submitting this form and you would like to change the nominated beneficiaries please send a new form. Signed Date (DD MM YYYY) If you decide to complete this form, please return it to Scottish Widows, 15 Dalkeith Road, Edinburgh, EH16 5BU.

scottish widows nomination form pdf