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What is Prudential Singapore called?

PRUDENTIAL ASSURANCE CO. SINGAPORE (PTE) LTD.

What is my surrender value?

The surrender value is the actual sum of money a policyholder will receive if they try to access the cash value of the policy. Other names for this include the surrender cash value or, in the case of annuities, annuity surrender value.

How long is Prudential Singapore waiting period?

There is a waiting period of 90 days from the date of issue or reinstatement whichever is later. Survival period of 30 days from date of diagnosis is applicable before a claim can be made. We will only pay provided the policy is not terminated or fully claimed.

What is surrender value for Prudential?

An annuitys surrender value is the total of payments youve made plus any investment gains or interest, minus prior withdrawals or outstanding loans.

What happens when a policy is surrendered for cash value?

Surrendering a life insurance policy means canceling the policy and receiving its surrender value, which is the cash value minus any surrender fees. If you go this route, the coverage ends. Your beneficiaries will not receive a death benefit when you die.

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How do I surrender my Prudential policy Singapore?

How do I surrender my policy? You may contact your Financial Consultant for assistance. Alternatively, you can send an email to us at customer.service@prudential.com.sg or call our PRUcustomer Line at 1800 333 0333 to request for the surrender application form.

How much can I get if I surrender my policy?

Guaranteed Surrender Value is available after three years of holding the life insurance policy. This value is usually around 30% of the premiums you have paid, not including the first year. Between years 4-7 of holding the policy, this goes up to 50%.

How does surrender value work?

How does it work? Cash surrender value is the actual amount of money you will receive if you choose to terminate a permanent life insurance policy before its maturity date, or before you die.

How do I contact Prudential Singapore?

You can docHub our Customer Service Representatives at 1800 333 0333 from Monday to Friday (excluding Public Holidays) or via email at customer.service@prudential.com.sg. For customer complaint received relating to our products and services, we will provide a written acknowledgement within 2 business days.

How long does Prudential Singapore take to payout?

Once approved you should receive the cheque by post within the next 5 to 7 working days if your address in our record is a local address. For foreign addresses, please complete and send us the Payment Instructions Form together with your surrender application form.

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