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If you enroll in a Medicare Advantage Plan, you still have Medicare. Medicare is still your primary coverage, and TRICARE For Life is the second payer for TRICARE-covered services. Note: Medicare Advantage claims dont crossover to Medicare.
Best Medicare Advantage plan for veterans: Humana The Humana Honor with Rx plan combines the different Medicare parts into one policy and is the best Medicare Advantage plan for veterans. It gives you the flexibility to choose between VA and civilian health care providers and has a $0 monthly rate.
TRICARE Plus is a primary care program available at some military hospitals and clinics. You are eligible for TRICARE Plus if you are: Eligible for care in military hospitals and clinics (including dependent parents or parents-in-law). Not enrolled in TRICARE Prime.
If youre a TRICARE Plus enrollee, you will get your primary care at the military hospital or clinic where you enrolled. You will use your Medicare and TFL coverage when you get care outside of the military hospital or clinic.
If you are on active duty, you cant use TRICARE with other health insurance TRICARE is your only source of coverage. And realistically, secondary coverage isnt needed because you dont pay premiums or have out-of-pocket costs.
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