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It is valid for 91 days or until the judgment, interest and costs are paid off, whichever occurs first. As such, the garnishment will continue each pay period for the 91 days or until the debt is paid off.
When you receive the wage garnishment order notice, youll also receive instructions on how to challenge the garnishment order in court. To challenge a wage garnishment, you simply need to file paperwork with the clerk of the court that granted the garnishment order. If you plan to do this, act quickly.
To stop wage garnishment in Michigan, you can file an objection with the court within 14 days, negotiate a repayment plan with creditors, or file for bankruptcy to trigger an automatic stay and halt wage deductions immediately.
Federal law limits wage garnishments to 25% of your disposable income (15% for federal student loans) or the amount exceeding 30 times the federal minimum wage, whichever is less.
A periodic garnishment garnishes money the debtor is paid on a regular basis. Examples include paychecks or rent payments. Money is taken from each payment until the garnishment expires or the debt is paid. A writ of periodic garnishment is in effect until the balance of the judgment is paid off.

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Generally, money from these sources cant be garnished: Social Security benefits and disability payments. Supplemental Security Income (SSI) payments. Veterans Benefits. Civil Service and Federal Retirement and Disability Benefits. Military Annuities and Survivors Benefits. Railroad Retirement Benefits.
A creditor can garnish whichever is less: up to 25% of your disposable earnings or the amount of your disposable earnings thats more than 30 times the federal minimum wage (currently $217.50). Your disposable earnings are money you get after legally required deductions from your paycheck.

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