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Compare the Best No-Exam Life Insurance Companies of 2023 CompanyA.M Best RatingHaven Life 4.2 U.S. News Rating Add to CompareA++State Farm 4.1 U.S. News Rating Add to CompareA++USAA 4.1 U.S. News Rating Add to CompareA++Nationwide 4.0 U.S. News Rating Add to CompareA+2 more rows
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It typically consists of two parts: a questionnaire and a physical exam. The examiner will often come to your home or office and perform a short physical examination that includes basic height and weight measurements, a check of your vital signs, including pulse and blood pressure, and taking blood and urine samples.
Penn Mutual life insurance policies. PennMutual sells term and permanent life insurance, and youll need to contact a local agent to apply. Term life insurance. Depending on your age, you can choose a term life insurance policy lasting 10, 15, 20 or 30 years, with coverage starting at $250,000.
The medical exam covers your medical history; youll answer health-related questions and undergo a basic physical (also known as a paramedical exam). This exam helps the company determine if youre eligible for a policy and, if so, the rate they can offer you.
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Many companies today offer life insurance with no medical exam as a fast and noninvasive way to get the protection you need. Like most things in life, though, there can be benefits and limits that you need to consider before choosing a product.
How to cancel Penn Mutual Life Insurance Call customer support on 800-523-0650. Ask to speak with a representative. Provide them with your policy number and customer information. Request cancellation of your policy recurring payments. You will receive a confirmation letter or email.
Penn Mutual takes the cake when it comes to high-coverage and high-issue-age no-medical-exam life insurance. The company offers up to $7.5 million in coverage to applicants as old as 64.

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