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What is covered by Unum?

Unum Accident Insurance can help your employees get back on their feet after an accidental injury. Our plans provide a lump sum benefit to help them with expenses not covered by their medical insurance, such as co-pays, transportation costs and out-of-pocket fees.

How long do you have to file an accident claim with Unum?

The Admission and Confinement must be within 180 days of the Covered Accident.

How do I get paid by Unum?

Payments will be mailed to you as a check. However, you can choose to have the benefit payments electronically deposited in your bank account by filling out an electronic transfer form in your Unum account.

How do I file an Unum accident claim?

You can get a claim form at unum.com/claims, or contact your HR department at work. Follow the instructions on the form to mail or fax your completed form. But for fastest results, file online if you can.

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